What is Collison Coverage?
Covers you for accidents involving other vehicles & stationary objects, such as hitting a pole or guardrail.
What is Comprehensive (other than collision) coverage?
If your car is stolen or damaged by fire, flood, vandalism, or something other than a collision. Unexpected damage that is outside of your control, including hitting an animal or a tree branch falling on your vehicle. ( PLEASE NOTE Comprehensive coverage is a requirement for most carriers before you can add collision coverage & rental coverage )
What is Uninsured motorist coverage?
Protects you if you're hit by a driver who has no auto insurance. Underinsured motorist coverage, which is usually offered alongside uninsured motorist coverage, protects you if you're hit by a driver who doesn't have enough coverage to pay for the damages or injuries they caused. If you're a victim of a hit-and-run accident, you can file a claim against your uninsured motorist coverage.
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